When Do You Need Travel Insurance?

21 Questions to Ask Yourself Before Deciding to Retire
Plenty of us fantasize about what life will be like in retirement. But unfortunately, a lot of people don’t give much thought to figuring out how and when to retire. In fact, only 13 percent of those surveyed by the Federal Reserve Board who aren’t already retired say they’ve given “a lot” of thought to financial

Credit Card Travel Insurance: Is It Enough?
Many credit card users may be unaware they have access to travel insurance benefits. With it, they may be able to receive compensation in the event something goes wrong with your planned trip, as long as you paid for it using a credit card. You don’t necessarily need a credit card that is specifically geared towards 

How Budgeting Helped Me Achieve the Life I Want
Budget. It’s the dreaded word of personal finance. Say it, and people will tell you how much they despise it. The statistics bear this out: Only 39 percent of U.S. adults say they closely track their spending and have a budget, according to a 2014 survey conducted for the National Foundation for Credit Counseling.

From Shopping to Dining, Save on the Cost of Food
The average household’s cost of food is climbing, but there are myriad ways to find a plateau or, better yet, a cliff. One option is to consider the best grocery credit cards: The cards analyzed by ValuePenguin have varying benefits as to how valuable the rewards are for using your plastic in the store. Beyond your

Everything You Need to Know About Rental Car Insurance
Rental car insurance–to get it or not to get it? Those are the questions you ask yourself as you stare at the clerk in the rental car place. How much is it? Is it worth paying for something that is unlikely to happen? Those are more questions you may ask. The issue seems to be that most people do not know what they

6 Biggest Vacation Expenses and How to Get Them for Less
It’s no secret that cheap vacations can be hard to pull off. In fact, a 2013 study by American Express revealed that summer travel expenses average $1,145 per person. If you plan to get away in the fall or winter as well, your annual vacation costs could easily be far higher. Vacations are meant to be relaxing,

5 Ways to Save on Theatre Tickets for Plays, Musicals
With ticket fraud being the chief concern, the days of buying low-priced, last-minute tickets to events are waning. This is particularly true for the theatre-going crowd, generally comprising customers who like security and planning more than a few minutes ahead. Still, there are savings to be had, even when finding

5 Ways You Could Be (Financially) Cheating on Your Partner
By  Kurt Smith Learn more about Kurt on NerdWallet’s  Ask An Advisor Do you think you and your partner are completely faithful to one another? There’s more than just physical and emotional infidelity to consider — there’s also financial infidelity. Financial cheating isn’t always obvious. Often we omit

Norway Set To Ban Fossil Fuel Cars In 2025
Tiny oil rich Norway might be the last country one would expect to give a huge boost to Tesla ( TSLA ), yet it appears that the wealthy Nordic nation is poised to make a dramatic change that could be the start of a trend. Norwegian legislators are reportedly preparing to ban or at a minimum significantly reduce the

35 Life Hacks That Will Save You Thousands
If you need money, and you’re tired of paying thousands of dollars on utilities, groceries and more, it’s time for you to master a few life hacks. You can easily get that money back just by changing the way you shop, clean and even sleep. Click through to discover 35 life hacks that can help you  save thousands of

How Modifying Your Car Affects Your Auto Insurance
Since the advent of the automobile, drivers have been modifying the appearance and performance of cars and those changes can have a significant impact on auto insurance. Bootleggers during the U.S. Prohibition altered their cars to improve performance and escape the law but legal alterations with good intentions

Bundling Your Auto Policy: Does it Make Sense?
Bundling. You’ve probably heard Progressive’s Flo sing about it before. You may have never actually understood what it is or what it does though. Essentially, bundling is getting all of your insurance policies under one company which in turn gets you a discount across all of your premiums. Is it worth it though? Is

Non-Owners Insurance: For Those Who Don't Own a Car, But Drive One Anyways
Don’t own a car? Still end up always driving one? You may need Non-Owners insurance. Just because you do not own a vehicle, doesn’t mean you can’t have insurance. Getting into an accident is very costly, and potentially financially ruinous if you are not covered. The issue is, deciding whether to buy Non-Owners

Three Money-Saving Practices for Travel-Booking
There are countless ways to save — that is, dollars, cents or just space in your suitcase — while on vacation, but it’s also possible cut costs significantly before your trip even begins. Obviously, you can take advantage of your credit card’s travel rewards  or be smart about picking the right travel  insurance

Whether You Book Early or Late, Save on Your Next Car Rental
If you’re planning (or procrastinating planning) a trip that will require some driving, take solace in the fact that there are more options than ever before to book the right rental car for you: Zipcar offers membership and easy access to cars while lumping the costs of gas and  insurance  into an hourly or daily

How Nice of a Car Can You Afford?
Cars, like homes, are one of those big-ticket items that many of us don’t completely pay down the day we sign our paperwork. Sticker prices are as high as ever, as the average new car costs $33,453, according to Kelley Blue Book. And as loan terms lengthen – more than half of buyers have five plus years to pay it

How to Quit Your Job and Travel for Two Years
Years ago, on a Sunday afternoon, I sat across from my wife Gayl in a taco stand and told her that I thought we should sell our house, quit our jobs and sail to Tahiti. “Terry, we don’t know how to sail,” she said. She had a point, but I was much more worried about the financials of how we would bail out of society

23 Reasons You Will Always Be Poor
Many Americans face a slew of financial burdens , from high costs of living and healthcare expenses to taxes and college tuition. And for some people, these countless burdens can make it seem like they’ll always be poor — or at least “poor” by their standards. Whatever your definition of “poor” is, there are

Planning on Driving for Uber or Lyft? You'll Need Insurance For That
Driving for Uber, Lyft or any other ridesharing service has become a popular source of main or secondary income. There are over 150,000 drivers for just Uber, and that number is poised to grow as these companies grow. What many drivers overlook however is their car insurance. Companies grow faster than policies can

Traffic Ticket? How Worried Should You Be About Your Car Insurance Rates
You’re speeding down the highway, next thing you hear is sirens go off, and your heart sinks. You calm down after the initial shock of being pulled over; only to then realize your auto insurance is about to get more expensive. Before you get too panicked however, there are some factors you should consider first.

13 Ways to Save Money for Vacation
Despite the overwhelming evidence that vacations make people happier and healthier, American workers are taking fewer and fewer days off. Some feel pressure to be at work 24/7, some don’t have the time and some simply can’t afford it. It’s probably because of these reasons that 42 percent of Americans didn’t take

Game-Changer: NuTonomy Wants To Be Brains Behind Self-Driving Cars
By Jim Probasco You will likely not see a NuTonomy automobile anytime soon any more than you will run across an Intel computer. Intel provides the brains (processors) that go inside computers. NuTonomy seeks to do the same for self-driving cars. Benzinga spoke with NuTonomy co-founder and CEO, Karl

How to Use Credit Cards to Save On Travel
Despite falling oil prices, the price of airfare is not getting any cheaper. One way consumers can alleviate the cost is to take advantage of benefits that come bundled with credit cards provide. Travel hackers use these perks to, in some cases, fly the world for free. Even if one isn’t interested in sitting in

10 Cities Where Your Paycheck Goes the Furthest
If you’re planning on moving cities in the near future, make sure you get a realistic view of how far your current paycheck will take you. GOBankingRates.com set out to find out where your dollar stretches the furthest in the U.S. The study looked at the nation’s 50 largest cities and compared the cost of living —

The Connected Car: The Good and the Bad
The “connected car” is the best example of how the conventional automobile industry is undergoing a shift and becoming increasingly twinned with technology. The concept of embedded in-vehicle connectivity is changing the way people are using cars, making connected cars a fast growing element of the Internet of Things

The Weirdest Thing I Did to Save Money
When it comes to saving money, personal finance bloggers are the experts. After all, they’re the ones who really understand how important every single dime, penny and nickel can be when it comes to building savings. In fact, some of these experts take saving money so seriously that they’re willing to go through

How to Save $1,378 in 52 Weeks
Saving more than $1,000 throughout the year is hard, but it’s not impossible. By making small adjustments and changing up your daily routine, you can easily save a significant amount of money in just one year. And the 52-week savings challenge can help. In this challenge, you will save the dollar value of the week

40 Mindless Ways You're Burning Through Your Paycheck
Getting your paycheck is always exciting, but seeing it disappear right before your eyes is downright heartbreaking. “I never blow my paycheck on big-ticket items, like designer bags or flat-screen TVs,” you say. That might be true. But it’s also true that you might be slowly burning through your paycheck every day

Don't Wait for Retirement – Live the Life of Your Dreams Now
By  Laura Scharr-Bykowsky Learn more about Laura on NerdWallet’s Ask an Advisor Many people view retirement as a 30-year vacation, full of leisure and travel. But new retirees often find that  retirement  isn’t the carefree life they expected. They miss having social interactions, a sense of achievement and

The 5 Best Savings Tips in 2016
By Autumn Rose It’s the start of the new year, and many people are recovering from post-holiday shopping debt  and putting together a list of resolutions for 2016. If saving money is on your list of goals for this year, you’re not alone. Money goals came in third on the list of resolutions, according to a report

Ford: Getting Drivers in SYNC With New Features