Personal Finance: Latest Financial Topics from The New York Times

Here is the latest Personal Finance News from The New York Times.

What to do when you need money and don’t have the cash at hand
Without a rainy day fund, taking out a personal loan or line of credit may be the way to go.

The truth about whether you’ll be able to retire by age 70
Americans are retiring later, but that’s not the whole story.

John Oliver takes a bite out of medical debt, but for 43 million it still hurts
Medical debt got paid for nearly 9,000 consumers, courtesy of TV host John Oliver.

A 105% return! Home improvement projects that really pay off the most
Home improvement is costly, but it pays in the end. CNBC looks at the kinds that have the best returns and value.

Hey Jamie Dimon, these are the auto-loan borrowers who are likely to get hurt
Jamie Dimon sounded the alarm on auto loans. Who’s getting hurt? Co-signers, according to a new CreditCards.com survey.

These four mistakes can prevent you from becoming a 401(k) millionaire
Here’s how to make the most of your workplace retirement plan.

How to get in on the next Uber without getting burned
How not to get burned investing in start-ups.

Turns out plenty of folks are satisfied with retirement—here’s why
Many of today’s retirees are a surprisingly happy lot. Often it’s because of this key money move.

Before turning to a payday lender, try these alternatives for fast cash
The Consumer Financial Protection Bureau has proposed new rules on payday lending. Here’s how to make these loans a last resort.

Ready to sell your business and retire? Run through this checklist first
CNBC’s Sharon Epperson offers tips on how to retire from the business you spent a lifetime building.

Here’s how to pay for college this fall
Tuition bills are ahead for parents of incoming college students. Plan wisely to minimize debt and maximize tax breaks.

What you don’t know about Medicare could cost you a bundle
From how to enroll to which options to choose, what you don’t know about Medicare could cost you.

One way investors can have their cake and eat it, too
Investors are catching on to the passive-active investment management compromise, a recent study concludes.

Want $17,000 off your student loans? There’s an app for that
Your student loan debt clock starts ticking as soon as you receive your diploma. A number of apps and websites can help.

A shocker! Your retirement finances may be in better shape than you think
Almost half of Americans are worried about rising living costs in retirement, but their fears may be overblown.

The scary switch that happens to investors over age 60
As you age, the faith you have in your financial skills might be deceiving, a study concludes.

Americans may be winning the retirement-readiness race
Americans’ retirement preparedness is getting better. Here’s why.

Johnny Depp didn’t have a prenup, but you probably should
Johnny Depp and Amber Heard are divorcing, and reportedly don’t have a prenup. Don’t make that mistake.

This serpent-like malware lies dormant until you access your bank account
New malware has been used against banks in the U.S., Canada and Europe, bilking customers out of about $4 million.

Fearing the digital divide: Even older millennials are now feeling it
The digital divide, once the province of older workers, is now forcing older millennials to catch up.

Use these money moves to make sure taxes won’t crush your retirement
Big tax bills can crimp retirement more than you expect. These moves should help.

Homebuying may trigger the dangers of the ‘debt domino effect’
Consumers who apply for a new mortgage are more likely to open a new credit card and buy a car, a study says.

Forget airline fees: This is what’s likely to bust your summer vacation budget
Cheap airfares and gasoline are enticing more people to travel — pushing up hotel prices as a result. Here’s how to save.

White-water rafting and other fresh summer job options for teachers
Teachers who need a fun summer job don’t have to teach summer school.

10% annual returns? These military perks might surprise you
Long deployments can be tough for members of the military and their finances. These special benefits programs can help.

If you paid anything to check your credit score, you’ve spent too much
There’s no need to pay to check your credit. Discover is the latest company to offer free credit scores for all.