Personal Finance: Latest Financial Topics from The New York Times

‘House hacking’ lets you channel your inner Trump to real estate wealth
If you’ve always wanted to invest in real estate, consider “house hacking” as a first step.

These crucial five years can trip up your retirement permanently
Retirement can span several decades, but these five years can make or break your finances. Here’s your playbook.

If Johnny can’t add, he may not do so well making money later
A new study finds that math skills don’t replace financial literacy.

1 in 3 millennials have had a romantic partner do this
Most perpetrators aren’t punished.

Americans say this is their biggest financial regret
Three in four Americans report having regrets about money, according to a new study.

Couples, grab this Social Security benefit while … and if … you can
Couples can maximize Social Security by filing a “restricted application,” which could add thousands in retirement income.

New grad without a job? These 5 moves will land you on your feet
This year’s graduates are facing the best job market in years. So, if you don’t have a job yet, don’t fret.

This bet isn’t sexy, but it could protect your cash
Inflation protection still looks underpriced by a key measure.

The move that could knock $20,000 off your tuition bill
With the cost of attending a four-year public university topping $34,000, more students are turning to online education.

Use these tips to save big bucks on your next vacation
Summer airfare will be cheapest in about seven years. The trick is knowing when to fly and when to buy.

Hiring managers say many 2016 grads are not quite ready for the workforce
The class of 2016 is graduating into a great job market, but managers say many aren’t ready for the workforce.

New college grads will prosper from the best job market in years, survey finds
College grads on the job hunt have reason to be optimistic.

Find out if your degree is among the top-paying ones for the class of 2016
What you earn greatly depends on what you major in school. Here are the areas of study that pay the best.

Millennials outspend older generations on this one treat
While they make more frequent purchases and go out more often, millennials generally spend less than older generations.

Yes Virginia, some debt can be good, and here’s how to tell
Here’s how to know when debt can be a good thing.

Lenders to students: Now that you’ve graduated, give us our money back
For this year’s college graduates, there’s a brief window before student loan repayment begins. Here’s what to do.

This is the real American dream, according to Americans
Take our short quiz to see if your dream matches other U.S. adults’.

College graduation gifts to make a student happy and financially savvy
Sure, your graduate wants a car or a plane ticket, but many other gift options will make them happy and money-smart.

These millionaires are especially worried about their kids
CNBC’s latest Millionaire Survey finds that millionaires worry their children will be financially worse off.

These top 10 travel destinations are super-affordable right now
Good news for retirees: Top “bucket list” travel spots are getting cheaper to visit.

Here’s what millennials should do with their $$$ (and you can do it, too)
Everyone can benefit from these saving tips for millennials.

Here are the best places to stash your cash right now
If your money is sitting around earning next to nothing, you’ve got a few options.

Don’t let these 3 Social Security myths mess up your benefits
When it comes to Social Security, what you don’t know can definitely cost you.

The top 10 US cities where people clip their way to saving money
Certain metropolitan areas are particularly thrifty when it comes to shopping. However, that isn’t the whole story.

The best places to ‘grow old’ aren’t always ones that rank high for retirement
When you’re planning to retire, factoring in long-term care may shift your “best” place choices.

How just 2 percent inflation could crack your nest egg
Inflation is so low that it’s hard to see it hurting anyone. But even moderate inflation can erode retirees’ finances.

The $415M Powerball jackpot this week is huge but so is the tax bill you’ll pay
Don’t get too excited about the big Powerball jackpot. Taxes take a bigger bite out of winnings than you’d expect.

Against the odds: 10 steps to take after you win that $415 Powerball jackpot
Won Powerball? Here are 10 tongue-in-cheek suggestions for what to do after meeting with a financial planner.

Malia Obama may want to choose from these unusual gap-year programs
More American students are taking a year off between high school and college, but it’s what you do with it that matters.

People spend more on—gasp!—their wives than on their own moms for Mother’s Day
Mothers-in-law clean up, too.

Here are 8 good reasons to say, ‘Take this job and shove it’
There are plenty of good reasons to quit your job — here’s what to do before turning in your resignation.

Soon you can sue your bank or credit card issuer, thanks to new government rule
The CFPB is proposing new rules on forced arbitration, which may be important if you have a beef with your bank or credit card issuer.

Don’t be like Prince. Set up an estate plan now
Having a will is not just for multimillionaires. If you own personal property, you’ll need to make your wishes known.

Black college students hit with an extra $7,700 to go to school, study finds
Low- and moderate-income blacks who borrow to attend college have almost $8,000 more in debt than whites, a study finds.

Millennials and minorities most often crushed by overdraft fees, Pew study finds
Though overdraft programs started out as a customer courtesy, the fees have become an expensive and risky form of credit.

Start-ups promise to take away the pain of dealing with customer service calls
Americans will spend 900 million hours on hold this year. New services can tackle the waiting for you.

Back to pre-crisis days? Barclays offers 100% mortgages for homebuyers
Barclays is to offer 100 percent mortgages, in a move that echoes the risky lending practices that led to the global financial crisis of 2008.

1 in 6 newlyweds admits to this financial secret, and it’s not good
The case for prenuptual agreements just got a little stronger.

Millennial investors have 3 key advantages in outwitting choppy markets
Younger investors enjoy an enviable landscape compared to what their older counterparts experienced.

Getting the best credit-card perks is as easy as 1-2-3
Offers for “fly anytime” and “no annual fee” credit cards are everywhere. So how do you pick the best one for you?

Social Security changes: Why Congress is messing with your benefits
Politicians call Social Security the “third rail,” meaning that any benefit cuts will kill them politically. So why did they do it anyway?

This trick will boost your credit score and won’t cost you a dime
Want a bigger credit limit? Getting one can be as simple as asking and may boost your credit score.

This is your best shot at scoring cheaper tickets to ‘Hamilton’ on Broadway
Box office tickets to “Hamilton” are sold out through January, and resale prices are averaging $1,200.

To shave college costs, use this road map up to speed up getting your degree
Half of students don’t get their degree on time. Accelerating your timeline can cut costs and your debt burden.

Lousy 401(k) plans may prompt more lawsuits by employees
Is your 401(k) retirement plan worth going to court over? More employees are doing just that.

NFLers aren’t only ones with short careers: How early retirees get $$ advice
Companies are finding employees in early retirement careers like the NFL or military need financial planning help.

Your homeowners insurance might not cover these seven common claims
Your homeowners or renters insurance policy may not be as disaster-ready as you think. How to fill in the gaps.

Here’s how much the raging bull market helped retirement savers
Retirement savings have bounced back with the bull market since 2009, but most Americans still fall short.

Beyond #womancard: Where the presidential candidates really stand on equal pay
Where the candidates stand on income inequality.

Too many Americans just guess when it comes to withdrawing retirement savings
Americans have big retirement-savings woes, and they’re in even worse shape when it comes to drawing down that money.

Here is one wage that is outpacing inflation
More parents are using allowances to teach their children lifelong lessons about managing money.

Expect to change jobs a bunch of times during your working career
Don’t be afraid to consider a new career path. Plenty of people are making the move.

These hidden credit card charges will cost you more than $500 a year
Memberships, subscriptions and other recurring card charges can cost you hundreds per year — and you might be unaware.