Here is the latest Personal Finance News from CNBC.
Consumers opening credit-card accounts like there’s no tomorrow
Consumers shied away from credit cards after the Great Recession. Not so much these days.
More than 60% of Americans say college should be free, survey says
A majority of Americans say public colleges shouldn’t cost students anything, according to a new survey.
Back-to-school shopping is here, and these states offer a sales-tax break
Here’s a rundown of what you can expect during this year’s sales-tax holidays.
If you skip on required IRA withdrawals you’ll get a 50% tax
You are required to take money out of your IRAs and tax-deferred retirement plan at age 70½ or pay a hefty penalty.
How parents can save up to $100,000 on a child with special needs
ABLE accounts are giving families with special-needs children a new tool to save for their future.
O Canada is No Canada if you want to leave Trump or Clinton behind
Disappointed in your choice of presidential candidates? Moving to Canada is probably out of budget.
Back-to-school can bust your wallet at $1,500 per student
Expect to spend the most on these back-to-school essentials.
Retiring abroad: 3 things to know before you pack your bags
Retiring abroad? Get the lay of the land, figure out tax obligations and plan for health-care coverage before moving.
Don’t be so quick to co-sign on a student loan, even if it’s your kids
Co-signing on student loan debt can be a risky move. What to know before you owe.
Don’t let debt collectors intimidate you, exercise your rights
New CFPB rules on debt collection won’t be implemented anytime soon. How to protect yourself now.
Those pesky credit-card fees are mainly for the unsavvy these days
Credit-card fees may be an unnecessary pain in your wallet. What to look for in your next card.
Manage kids’ summertime fun without busting your wallet
For many working parents, the summer months are no vacation; instead, it can be a costly child care shuffle.
Ahoy matey, your new retirement home is a cruise ship
Living on a cruise ship may make financial sense for seniors, especially in expensive locales.
Workers to employers: I need help saving for retirement!
Employees know they could be saving more for retirement, and they want their employers to help them get there.
Checking your credit score a lot may actually improve it
Those who have a good credit score say it has a positive impact on their self-esteem — and even their love life.
Robo advisors can halt trading on your account whenever they want to
Robo advisors can halt trading when they deem markets to be too volatile for clients. Here’s what you should know.
How Pokemon and Trader Joe’s can help sell your home
If there’s a Trader Joe’s or an NFL stadium nearby, your home may be worth more.
Philly vs. Cleveland: Who got the better convention bump
Home sharing increases as conventioneers search for better deals on rooms.
Maybe it’s time to toss those retirement calculators
A number of financial services companies offer free retirement tools. Should you trust them?
The top five 401(k) moves first-time workers should make now
Important tips for grads on enrolling in a 401(k) for the first time.
Student loan grace period can be more of a curse than a blessing
Most student loans offer a six-month grace period before borrowers have to pay, though interest usually keeps accruing.
Cybercriminals demand bitcoin ransom to unlock your computer
Days before a big race, a Nascar team had its critical computer files held for ransom. Here’s how you can protect yourself.
Despite stronger dollar, summer travel overseas will cost more than you think
These extra travel expenses add up to hundreds of dollars.
That great salary offer might not be as valuable as you think
Your compensation might not be as competitive as you think.
These cities are likely to be your best bet if you are just starting out
These cities are particularly good places to get your career off the ground.
Mick Jagger’s changing diapers at 72. Do not try this at home.
More people in their 60s and 70s are having babies. What does it mean for their finances?
Sales-tax holidays may not be the great deal they seem to be
Tax-free back-to-school shopping isn’t the bonanza it may seem to be.
5 winning money strategies single parents need to master
When you lose a spouse, it doesn’t have to result in financial free fall. Here are tips to help you maintain control.
Millennials will be eating rice, not throwing it, after spending this on wedding gifts
Attending multiple weddings each year can bust your budget if you’re not careful about how you plan.
54 million Americans think their best long-term investment is cash
More Americans prefer real estate or cash to stocks and bonds.
That ‘safe’ retirement investment in your 401(k) is about to change
Your 401(k) might be dropping its money-market fund. Is the replacement any better?
These are the best countries for retiring well (and the US isn’t in top 10)
In order to retire comfortably, your best bet is to live in one of these top-ranked nations.
If you need a room in Cleveland this week bring a lot of cash
Last-minute travelers will have to pay extra for rooms during the GOP convention.
No increase likely in your Social Security check next year
Social Security retirement benefits are looking flat for next year. Here’s how you can cope.
Channel your inner Trump by developing your own property
Rising housing prices are offering some homeowners an opportunity to become their own developers.
Prayers are answered as nun-to-be gets student debt paid by crowdfunders
Crowdfunding campaign helps New Jersey women pay off her student loans so she can follow her calling to be a nun.
With US stocks surging, now is the time to rebalance
Rebalancing your portfolio forces you to buy low and sell high over time, which can reduce the volatility.
Hey kids, college costs way, way more than you think
Most teens expect to leave college with only $10,000 of student debt, according to a new poll.
Using the ‘new kid on the block’ to save for retirement
Roth 401(k) plans have been around for a decade, but many employers only recently are starting to offer them to eligible workers.
Clinton’s plan on student debt equals the monthly cost of a pizza
Hillary Clinton’s student loan refinancing plan amounts to a free pizza each month for borrowers. How to cut your loans.
Hiking insurance deductibles saves you cash but hurts if disaster strikes
Raising your homeowners deductible can cut costs, but it’s not without financial risks.
Need a plumber? Angie’s List reviews are now free
Find your new contractor for free on Angie’s List.
Main St. America is upbeat on its finances, even as wealthy hoard cash
An optimism gap exists between the wealthy and ordinary investors as Nov. 8 approaches.
The real reason college costs have gotten out of control
Families are relying on loans, scholarships and grants more than ever before.
Take this money quiz and see if you’re smarter than your neighbor
Fewer Americans can answer basic financial literacy questions correctly, even as more people say they’re financially savvy.
Here’s where people with the most money smarts tend to live
Residents of some states are smarter about money than others — and better at putting that knowledge into action.
How to work around potential caps to your IRA and 401(k)
Large IRAs and 401(k)s are a favorite target for federal budget cutters. Where else might you be able to save for retirement?
Personal loans are an easy fast-cash option if you have good credit
More borrowers with good credit are looking to personal loans. Are they a good choice for you?
These tax credits make land conservation practically a steal
A little-known incentive for land conservation lets property owners harvest tax savings on part of their income.
Financial fraud is hammering retirees, to the tune of $36 billion a year
Older Americans are losing billions collectively from a silent scourge.
Just because Aunt Tilly left you money, doesn’t mean you have to take it
Disclaiming an inheritance may be a smart financial move. Here’s why and how to avoid some pitfalls.
Your Mega Millions jackpot turns into mini-millions once you pay the tax man
Don’t get too excited about the big Mega Millions jackpot. Taxes take a bigger bite out of winnings than you’d expect.
Pack your bags America, UK travel is now 15% cheaper
A stronger dollar may make travel to the U.K. more affordable. How to save on airfare, hotel and more.
For older workers, getting a new job is like winning the lottery
Getting fired for getting old is a problem that’s only going to get worse as the workforce ages.
Super low 10-year Treasury yield may be a boon for US borrowers
These volatile times have been a boon for super-safe bonds, and that’s good news for borrowers.
Are you paying too much for your 401(k)? Here’s how to check
Employers face even more litigation over costly 401(k)s. Are your 401(k) fees too high?
Moving? Here’s how to do it without breaking the bank or your back
It’s the most popular time of year to move and that means millennials are packing their bags.
Do you want to manage your budget and bills? There’s an app for that
In today’s world we’re always on the go, that’s why it’s time to use the smartphone that always in your hand to manage your money.
If you’re selling your business, make sure to follow these key steps
If you’ve built a small business and are starting to think about retiring or cashing out, is now a good time to sell?
How to score a touchdown in your ‘retirement red zone’
It’s scary for investors of all ages when the market swoons. Here’s how to stay the course.
Make July 4th the start on the road to financial freedom
This Independence Day is the perfect opportunity for millennials to cut the proverbial financial cord.
Don’t make a $138,000 mistake: 5 ways to get your ex’s Social Security benefits
Divorced retirees may be able to get bigger Social Security checks off a former spouse.
New tax-advantaged accounts will help families with special-needs children
Financial advisors and advocates say it is a welcome step for families with special-needs kids.
Profit from Brexit’s market swoon by making these moves
Watching a portion of your investment account get wiped away after the Brexit vote does come with a silver lining.
The $100,000-plus problem of not saving for retirement while you’re young
Waiting to start saving for retirement could cost hundreds of thousands of dollars in retirement savings.
What’s this? You can cut your taxes by sending the kids to summer day camp
Working parents can save more than $2,000 in taxes when their kids are enrolled in summer camp.
Get to work! These are the top summer jobs this season
Here are the season’s best jobs, according to CareerCast.
That summer vacation could cost you a bundle in interest and fees
Americans’ overuse of credit cards on their vacations adds up to about $2.7 billion in interest and fees.
Ignoring your employer’s benefits can cost you big time
If you’re eligible for company benefits, make sure you’re taking full advantage of what is offered.
66 million Americans have no emergency savings. You heard that right
A whopping 66 million Americans have no money saved for an emergency, according to Bankrate.com.
College ‘victory laps’ can cost families an extra $300,000
Graduating college in six years instead of four can have six-figure extra costs.
When it comes to college, this is what keeps parents up at night
More than ever, parents and students are worried about the cost of a college degree.
Try these 3 moves to boost your odds of an early retirement
It’s hard to retire sooner than later, but not impossible.
Does father know best when it comes to finances? Sometimes
When it comes to managing money, should you listen to your father?
This Father’s Day, forget the tie and tempt Dad with spirits
Clothes and gift cards still top Fathers Day gift lists, yet these spirits can make for a better present.
Preparing for the unexpected: Give yourself an insurance checkup
Retirement planning involves more than budgets and savings. You need to protect assets by having adequate insurance.
Your Social Security check may be cut by these 7 surprises
Nearly a third of retirees say their Social Security benefit is less than expected. Here’s what to do.
Guess where millennials are flocking to this summer
The Riviera Maya in Mexico is the top destination for millennials this summer, according to travel site Virtuoso.
Some grads are delusional when it comes to how much they can earn on their money
New grads may be overly optimistic about the interest rates on their savings, a survey finds.
Why an extended warranty is often a waste of your cash
From appliances to electronics, there seems to be an extended warranty for everything. Are they worth it?
Bankers, your millennial customers will flee if their accounts are hacked
One in three millennials have closed all bank accounts after a fraud incident, according to a FICO survey.
So you just got a pile of cash. Here’s your next move
A new TD Ameritrade survey finds that most people say they would save or invest a cash windfall.
John Oliver says these retirement savings mistakes could really mess you up
The late-night TV host turns his sights on retirement advice for consumers. Should you take it to the bank?
Giving credit where it’s due: How to manage your credit rating
If good credit is important, how do you manage it?
College grads move back home with mom and dad
For the first time, more 18- to 34-year-olds live with their parents than in any other arrangement.
Ask these key questions before accepting that job offer
Know what you’re getting into before accepting a job offer.
The outrageous prices people are now paying to see ‘Hamilton’ on Broadway
Premium tickets for hot musical “Hamilton” are getting more expensive.
Millennials must do this to build good credit from scratch
For graduates with record student loan debt and entry-level jobs, choosing a credit card may have big consequences.
Here’s how many people admit wasting time (viewing adult websites) at work
Bosses say workers waste too much time at work. The many ways people kill time at work might surprise you.
Retailers trigger this key emotion to increase sales
The fear of regret can be powerful.
What to do when you need money and don’t have the cash at hand
Without a rainy day fund, taking out a personal loan or line of credit may be the way to go.
The truth about whether you’ll be able to retire by age 70
Americans are retiring later, but that’s not the whole story.
John Oliver takes a bite out of medical debt, but for 43 million it still hurts
Medical debt got paid for nearly 9,000 consumers, courtesy of TV host John Oliver.
A 105% return! Home improvement projects that really pay off the most
Home improvement is costly, but it pays in the end. CNBC looks at the kinds that have the best returns and value.
Hey Jamie Dimon, these are the auto-loan borrowers who are likely to get hurt
Jamie Dimon sounded the alarm on auto loans. Who’s getting hurt? Co-signers, according to a new CreditCards.com survey.
These four mistakes can prevent you from becoming a 401(k) millionaire
Here’s how to make the most of your workplace retirement plan.
How to get in on the next Uber without getting burned
How not to get burned investing in start-ups.
Turns out plenty of folks are satisfied with retirement—here’s why
Many of today’s retirees are a surprisingly happy lot. Often it’s because of this key money move.
Before turning to a payday lender, try these alternatives for fast cash
The Consumer Financial Protection Bureau has proposed new rules on payday lending. Here’s how to make these loans a last resort.
Ready to sell your business and retire? Run through this checklist first
CNBC’s Sharon Epperson offers tips on how to retire from the business you spent a lifetime building.
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